VA Assumable Loan at 2.25% (rate may change a little depending on buyer's credit status). Presenting a rare one owner, low maintenance four bedroom, 3 1/2 bath home in The Villages at Turtle Creek that includes a 1,386sf WALK-OUT BASEMENT with its own full bathroom! Situated on a high-bluff corner lot abutting HOA owned natural area, this home is positioned to take full advantage of neighborhood living while offering privacy and peace of mind you will always have the beautiful woods at your back yard. Stepping through the front door you are greeted with the perfect blend of open concept in the living area and the traditional touch of a formal dining room. The generously sized eat-in kitchen offers 42'' upper cabinets, granite countertops and wood floors plus sliding glass doors leading to the large deck. The first floor primary suite faces the woods, providing ample privacy and wonderful views. The large ensuite features a whirlpool soaking tub, separate shower, two vanities and a water closet. Moving upstairs to the landing area and balcony you will find three additional bedrooms and full bathroom. The bedroom over the garage is the perfect size to alternatively use as a home gym, playroom and/or entertainment room. The oversized two car garage rounds out this spectacular home. The Villages at Turtle Creek features first class amenities including pool, gym and clubhouse complete with full kitchen and gathering rooms. Located within the Surf City city limits just off HWY 210, this neighborhood is within a few miles of shopping, entertainment, breweries and of course the blue water and white sand that makes Topsail Island famous! The sellers are offering a $5,000 carpet allowance for a suitable offer, but they are motivated so please bring any reasonable offers!